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Articles and How-To's on Texas Consumer credit issues.

  • Discover Targets College Students in Search for New Customers

    The credit card issuer is looking to build its campus business at a time when other banks’ relationships with college and universities are facing regulatory threats. Collections – Credit Card

  • Auto Loan Balances Reach Record High

    Total outstanding U.S. auto loans reached a record high of $ 902.2 billion through April, an increase of more than 10% from the same time a year earlier, according to the latest Equifax National Consumer Credit Trends Report released Thursday. Collections – Credit Card

  • How VA Underwriting Tool Could Free Lenders from QM’s Constraints

    The Department of Veterans Affairs’ residual income test would give lenders more confidence to make riskier loans, according to an Urban Institute study. News