The Ramos Law Firm has consumer credit attorney that represents clients against their creditors and debt collectors in and out of court . FCRA / FDCPA / TCPA / FACTA / RESPA.
We fight for your consumer rights.

Call us today at (214) 556-2300

Learn More on Our Blog

Articles and How-To's on Texas Consumer credit repair issues.

  • HUD’s Castro Seeks Balance Between Credit Quality and Quantity

    Mortgage underwriting overlays are not only tighter than they were precrisis, they’re more restrictive than they were 15 years ago — a trend that Department of Housing and Urban Development Secretary Julian Castro wants to change. News

  • Student Loan Default Rate Declines

    Federal student loan defaults fell for the first time in several years but stayed far above levels reported before the recession, and there are questions about how the rates are calculated. Collection & Credit Risk

  • Debt Relief Scammers Must Pay $5.7M

    A U.S. appellate court on Wednesday upheld a district court ruling that several defendants operated a scheme selling phony debt relief programs and mortgage assistance. Collection & Credit Risk