The Ramos Law Firm has consumer credit attorney that represents clients against their creditors and debt collectors in and out of court . FCRA / FDCPA / TCPA / FACTA / RESPA.
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Articles and How-To's on Texas Consumer credit repair issues.

  • U.S. Credit Card Accounts Rose by 24M Since Last Year: Report

    The U.S. credit card industry continues its slow rebound from the financial crisis. In the second quarter, the number of open accounts rose by 24 million from a year earlier, while purchase volumes also increased significantly, according to a new report issued Wednesday by the American Bankers Association. Collection & Credit Risk

  • High Court’s Surprising Take on Key Regulatory Powers Case

    Supreme Court justices appeared skeptical of both sides during oral arguments on Monday in a case that could shape whether regulators have to ask for public feedback before significantly changing a rule. News

  • University’s Audit Shows Massive Bad Debt Increase

    An audit of Cheyney University in Pennsylvania found the school’s financial status has deteriorated in the past five years, partly because of failed collection efforts. Bad debt increased 348% since 2010. Collection & Credit Risk