The Ramos Law Firm has consumer credit attorney that represents clients against their creditors and debt collectors in and out of court . FCRA / FDCPA / TCPA / FACTA / RESPA.
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Articles and How-To's on Texas Consumer credit repair issues.

  • Student Loan Debt, Credit Access Slow Housing Market

    Soaring student loan delinquencies and the aftershocks of the 2008 economic downturn have kept people in the Millennial generation from being able to buy their own home, Housing and Urban Development Secretary Julián Castro said during a recent speech. Collection & Credit Risk

  • Overall Default Rates Rise; Card Rate Drops Again

    Consumer credit default ranks showed an uptick in September, according to the S&P/Experian Consumer Credit Default Indices, a comprehensive measure of changes in consumer credit defaults. Collection & Credit Risk

  • Poll Reveals Majority of Consumers Fear Running Out of Money

    The biggest fear cited by nearly 1,400 people who were polled is that they won’t have enough money to pay the monthly bills. Collection & Credit Risk