Can I negotiate with a debt buyer?
Yes, it is often possible to negotiate a settlement with [...]
What if I am sued by a debt buyer?
You must take the lawsuit seriously and file a written [...]
What is “proof of assignment” and why is it important?
Proof of assignment is documentation showing that the original creditor [...]
What should I do if a debt buyer contacts me?
Do not ignore them, but do not provide them with [...]
What rights do I have when a debt buyer contacts me?
You have significant rights under the Fair Debt Collection Practices [...]
What is a debt buyer?
A debt buyer is a company that purchases delinquent debts, [...]
How quickly do I need to act if my car has been wrongfully repossessed?
It is crucial to act quickly. There are deadlines for [...]
Where can I find more information about my rights as a Texas consumer regarding auto lending and repossession?
You can find information on the websites of the Texas [...]
What should I do if a repo agent is trying to take my car?
Do not resist physically. However, you can clearly state that [...]
Should I still make payments if I believe my repossession was wrongful?
It is important to discuss this with your attorney. Generally, [...]
