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Q: Why do I want to pay for the judgment at the title company? Why can’t I just pay the judgment creditor?

Many judgment creditors will take from 30-90 days to issue a release of judgment. The title company will not close on the property until the release of judgment is filed in the county or court. This can significantly delay your closing and you may lose a buyer or seller. If the title company issues the check to the judgment creditor directly, they can close immediately and do not need to wait for the release of judgment.

Q: Settle the Judgment and Pay at the Title Company

If you're closing on a home and need to settle a judgment, we can negotiate a settlement and arrange for the title company to pay the judgment creditors directly from the closing proceeds. You may need to bring additional funds to closing to satisfy the judgment. We will need to know the name of your title company and escrow officer. After you hire us, we'll gather information about your difficult situation and make a strong initial settlement offer to the company that sued you. This offer will highlight the specific problems you're facing. We'll negotiate until everyone agrees on a settlement amount. During this process, we'll stay in touch with you, letting you know about all settlement offers and giving you professional advice and guidance on what to do next. When everyone agrees on a settlement amount, we'll write up a formal settlement agreement for you to sign. We will send the settlement agreement to the title company. After they receive the final payment, we'll get the judgment released, file it in the correct court and county for you, and give you the filed release of judgment for your records.

Q: What should I do if I receive a lawsuit regarding my student loan debt?

If you are served with a lawsuit related to your student loan debt, it is crucial to respond to the lawsuit promptly . Failure to do so can result in a default judgment against you. Contact our firm or another qualified attorney immediately to discuss your case and understand your legal options and defenses.