Texas Finance Code Section 392

The original text to the Texas Fair Debt Collections Practices Act (FDCPA) can be found here. Accurate as of February 2014. FINANCE CODE TITLE 5. PROTECTION OF CONSUMERS OF FINANCIAL SERVICES CHAPTER 392. DEBT COLLECTION SUBCHAPTER A. GENERAL PROVISIONS Sec. 392.001. DEFINITIONS. In this chapter: (1) "Consumer" means an individual who has a consumer debt. [...]

By |2017-05-20T11:45:45-05:00February 22nd, 2014|Texas Statutes|4 Comments

15 U.S.C. §1692p. Exception for certain bad check enforcement programs operated by private entities

15 U.S.C. United States Code, 2011 Edition Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION SUBCHAPTER V - DEBT COLLECTION PRACTICES Sec. 1692p - Exception for certain bad check enforcement programs operated by private entities From the U.S. Government Printing Office, www.gpo.gov §1692p. Exception for certain bad check enforcement programs operated [...]

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15 U.S.C. §1692o. Exemption for State regulation

15 U.S.C. United States Code, 2011 Edition Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION SUBCHAPTER V - DEBT COLLECTION PRACTICES Sec. 1692o - Exemption for State regulation From the U.S. Government Printing Office, www.gpo.gov §1692o. Exemption for State regulation The Bureau shall by regulation exempt from the requirements of this [...]

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15 USC §1692n. Relation to State laws

15 U.S.C. United States Code, 2011 Edition Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION SUBCHAPTER V - DEBT COLLECTION PRACTICES Sec. 1692n - Relation to State laws From the U.S. Government Printing Office, www.gpo.gov §1692n. Relation to State laws This subchapter does not annul, alter, or affect, or exempt any [...]

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15 U.S.C. §1692m. Reports to Congress by the Bureau; views of other Federal agencies

15 U.S.C. United States Code, 2011 Edition Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION SUBCHAPTER V - DEBT COLLECTION PRACTICES Sec. 1692m - Reports to Congress by the Bureau; views of other Federal agencies From the U.S. Government Printing Office, www.gpo.gov §1692m. Reports to Congress by the Bureau; views of [...]

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15 U.S.C. §1692l. Administrative enforcement

15 U.S.C. United States Code, 2011 Edition Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION SUBCHAPTER V - DEBT COLLECTION PRACTICES Sec. 1692l - Administrative enforcement From the U.S. Government Printing Office, www.gpo.gov §1692l. Administrative enforcement (a) Federal Trade Commission The Federal Trade Commission shall be authorized to enforce compliance with [...]

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15 U.S.C. §1692k. Civil liability

15 U.S.C. United States Code, 2011 Edition Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION SUBCHAPTER V - DEBT COLLECTION PRACTICES Sec. 1692k - Civil liability From the U.S. Government Printing Office, www.gpo.gov §1692k. Civil liability (a) Amount of damages Except as otherwise provided by this section, any debt collector who [...]

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15 U.S.C. §1692j. Furnishing certain deceptive forms

15 U.S.C. United States Code, 2011 Edition Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION SUBCHAPTER V - DEBT COLLECTION PRACTICES Sec. 1692j - Furnishing certain deceptive forms From the U.S. Government Printing Office, www.gpo.gov §1692j. Furnishing certain deceptive forms (a) It is unlawful to design, compile, and furnish any form [...]

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15 U.S.C. §1692i. Legal actions by debt collectors

15 U.S.C. United States Code, 2011 Edition Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION SUBCHAPTER V - DEBT COLLECTION PRACTICES Sec. 1692i - Legal actions by debt collectors From the U.S. Government Printing Office, www.gpo.gov §1692i. Legal actions by debt collectors (a) Venue Any debt collector who brings any legal [...]

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15 U.S.C. §1692h. Multiple debts

15 U.S.C. United States Code, 2011 Edition Title 15 - COMMERCE AND TRADE CHAPTER 41 - CONSUMER CREDIT PROTECTION SUBCHAPTER V - DEBT COLLECTION PRACTICES Sec. 1692h - Multiple debts From the U.S. Government Printing Office, www.gpo.gov §1692h. Multiple debts If any consumer owes multiple debts and makes any single payment to any debt collector [...]

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