Federal Regulators Publish Final Risk-Retention Rule

Federal regulators formally issued a final risk retention rule for mortgage securitizations, a long-awaited and hotly debated measure that is nevertheless expected to have little market impact when it takes effect a year from now. News

By |2015-01-07T04:12:29-06:00January 7th, 2015|News|Comments Off on Federal Regulators Publish Final Risk-Retention Rule

What the Final QRM Rule Means for Banks

The risk retention rule unveiled Tuesday was hailed by the industry for its definition of a "qualified residential mortgage," but analysts say a comeback for private-label securitization still faces huge obstacles. News

By |2014-10-28T09:12:15-05:00October 28th, 2014|News|Comments Off on What the Final QRM Rule Means for Banks

Final lists of rural and rural or underserved counties for use in 2015

Final 2015 list of rural or underserved counties View or download the list in any of these formats: CSV | XLS | PDF Final 2015 list of rural counties View or download the list in any of these formats: CSV | XLS | PDF We have several rules that refer to our “rural or underserved” [...]

By |2017-05-20T11:45:18-05:00October 27th, 2014|News|Comments Off on Final lists of rural and rural or underserved counties for use in 2015

Know Before You Owe: Proposed updates to TILA-RESPA final rule

Nearly a year ago, we issued the TILA-RESPA Integrated Disclosure Rule. Many of you know this work as Know Before You Owe and we’ve been talking about it for a while now. Today, we’re issuing a proposal to modify and make technical amendments to this rule. The rule introduced new, easier-to-use mortgage disclosure forms that [...]

By |2017-05-20T11:45:18-05:00October 12th, 2014|FCRA|Comments Off on Know Before You Owe: Proposed updates to TILA-RESPA final rule

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