Proposed Archives - Texas Consumer Credit Attorney

Proposed changes to our Mortgage Servicing Rules: New protections for surviving family members and other homeowners

Today, we’re proposing changes to our Mortgage Servicing Rules, which took effect on January 10, 2014. These rules provide important protections for consumers with mortgages, including: Requiring mortgage servicers (people who manage your mortgage loan account) to provide you with periodic mortgage statements or coupon books that give you important information about your mortgage. Requiring [...]

By Credit Writer|2017-05-20T11:45:16-05:00November 21st, 2014|News|Comments Off

Know Before You Owe: Proposed updates to TILA-RESPA final rule

Nearly a year ago, we issued the TILA-RESPA Integrated Disclosure Rule. Many of you know this work as Know Before You Owe and we’ve been talking about it for a while now. Today, we’re issuing a proposal to modify and make technical amendments to this rule. The rule introduced new, easier-to-use mortgage disclosure forms that [...]

By Credit Writer|2017-05-20T11:45:18-05:00October 12th, 2014|FCRA|Comments Off

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