About Chris Ebert

Since 2003, Chris Ebert has been working as a Paralegal at law firms that help client's with their credit issues. You can contact him directly at chris@txclf.com or (214) 736-3845

National Credit Systems

National Credit Systems is an apartment debt collector that often reports on consumers credit reports. Because of the negative credit reporting consumers can be denied a home loan or a new apartment lease. It is important to resolve and possibly remove this apartment debt collection from a credit report and rental databases. National Credit Systems information [...]

By |2017-05-20T11:45:44-05:00February 25th, 2014|Debt Collectors|Comments Off on National Credit Systems

RS Clark and Associates, Inc. Apartment Debt Collector

RS Clark and Associates, Inc. is an apartment debt collector that often reports on consumers credit reports. Because of the negative credit reporting consumers can be denied a home loan or a new apartment lease. It is important to resolve and possibly remove this apartment debt collection from a credit report and rental databases. RS Clark [...]

By |2017-05-20T11:45:44-05:00February 24th, 2014|Debt Collectors|Comments Off on RS Clark and Associates, Inc. Apartment Debt Collector

Blakely Witt & Associates Apartment Debt Collector

Blakely Witt & Associates is an apartment debt collector that often reports on consumers credit reports. Because of the negative credit reporting consumers can be denied a home loan or a new apartment lease. It is important to resolve and possibly remove this apartment debt collection from a credit report and rental databases. Blakely Witt & [...]

By |2017-05-20T11:45:45-05:00February 24th, 2014|Debt Collectors|Comments Off on Blakely Witt & Associates Apartment Debt Collector

RentDebt (RDAC)

RentDebt (RDAC) is an apartment debt collector that often reports on consumers credit reports. Because of the negative credit reporting consumers can be denied a home loan or a new apartment lease. It is important to resolve and possibly remove this apartment debt collection from a credit report and rental databases. RentDebt information is: RentDebt Automated [...]

By |2017-05-20T11:45:45-05:00February 22nd, 2014|Debt Collectors|Comments Off on RentDebt (RDAC)

Texas Finance Code Section 392

The original text to the Texas Fair Debt Collections Practices Act (FDCPA) can be found here. Accurate as of February 2014. FINANCE CODE TITLE 5. PROTECTION OF CONSUMERS OF FINANCIAL SERVICES CHAPTER 392. DEBT COLLECTION SUBCHAPTER A. GENERAL PROVISIONS Sec. 392.001. DEFINITIONS. In this chapter: (1) "Consumer" means an individual who has a consumer debt. [...]

By |2017-05-20T11:45:45-05:00February 22nd, 2014|Texas Statutes|4 Comments

Texas Property Code Chapter 92

You can see the original source of the Texas Property Code  here. This is current as of February 2014. PROPERTY CODE TITLE 8. LANDLORD AND TENANT CHAPTER 92. RESIDENTIAL TENANCIES SUBCHAPTER A. GENERAL PROVISIONS Sec. 92.001. DEFINITIONS. Except as otherwise provided by this chapter, in this chapter: (1) "Dwelling" means one or more rooms rented [...]

By |2017-05-20T11:45:45-05:00February 22nd, 2014|Texas Statutes|9 Comments

How to Settle a Judgment

You can attempt to settle a judgment yourself and save legal fees. If you choose to do so here is a general process you can use to settle a judgment. Find the judgment creditor Sometimes this is the most difficult part of the process. A copy of the judgment will need to be obtained from [...]

By |2017-05-20T11:45:45-05:00February 22nd, 2014|judgments|Comments Off on How to Settle a Judgment

Percentage Based Collection Fees Illegal?

According to a recent (1/2/14) Eleventh Circuit Court of Appeals ruling that the violation depends upon the langauge in the contract signed. In this case the court found that there was a violation of Fair Debt Collection Practices Act (FDCPA) when Franklin Collection Service, Inc. charged a consumer a collection fee that was based on [...]

By |2017-05-20T11:45:45-05:00January 6th, 2014|FDCPA Court Rulings|Comments Off on Percentage Based Collection Fees Illegal?

Recovery Plan: Defaulted Federal Student Loans

Life happens. Sometimes you can not avoid defaulting on your student loans. It is unfortunate but you can recovery once you are financially stable enough to resume a payment plan. I hope to simplify your options a little: [box type="alert" style="rounded" icon="none"]                          Programs listed below are for Federally backed student loans only. To see if [...]

By |2017-05-20T11:45:46-05:00December 21st, 2013|Student Loans|Comments Off on Recovery Plan: Defaulted Federal Student Loans

How do I find my Federal Student Loans?

One of the first questions I am asked is "How do I find my federal student loans?" Often clients have not paid them in so long they can not even remember who to speak with about resolving the student loan issues. Learn how to resolve student loan problems here. All federally backed student loans you [...]

By |2017-05-20T11:45:46-05:00December 21st, 2013|Student Loans|Comments Off on How do I find my Federal Student Loans?

Schedule Appointment

Farmers Branch (Principal Office)

2704 Valley View Lane
Dallas TX 75234

Phone: (214) 556-2300

Fax: (214) 556-2299

Web: Consumer Credit Attorney

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