Settled in full or Paid in Full?

Is it better to settle a debt with "Settled in Full" or "Paid in Full" notation on the credit report? During the credit repair process it is often necessary to settled a debt. Doing it the right way can help improve the credit scores and eliminate future problems. What is the difference in "Settled in [...]

By |2017-05-20T11:45:09-05:00March 29th, 2015|FDCPA, FDCPA Court Rulings|Comments Off on Settled in full or Paid in Full?

Percentage Based Collection Fees Illegal?

According to a recent (1/2/14) Eleventh Circuit Court of Appeals ruling that the violation depends upon the langauge in the contract signed. In this case the court found that there was a violation of Fair Debt Collection Practices Act (FDCPA) when Franklin Collection Service, Inc. charged a consumer a collection fee that was based on [...]

By |2017-05-20T11:45:45-05:00January 6th, 2014|FDCPA Court Rulings|Comments Off on Percentage Based Collection Fees Illegal?

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