Credit Utilization

How Credit Utilization Works Credit Utilization is a ratio of your credit card balance to credit card limit. The higher the credit utilization, the lower your credit score will be. Even though you may be paying on time, every time, it can be alarming to a creditor that you are using too much of your [...]

By |2017-05-20T11:44:46-05:00December 1st, 2016|cra|Comments Off on Credit Utilization

Fannie, Freddie Manufactured Housing Rule Due Soon, FHFA Says

The Federal Housing Finance Agency is planning to issue a final rule in the next 12 months to require Fannie Mae and Freddie Mac to better serve underserved markets, including manufactured housing, the agency said Thursday. News

By |2015-10-10T11:13:12-05:00October 10th, 2015|News|Comments Off on Fannie, Freddie Manufactured Housing Rule Due Soon, FHFA Says

Lenders Must Make ‘Good Faith’ Effort on Mortgage Disclosures: Regulators

Federal examiners will expect institutions to show that they made a "good faith" effort in preparing for the implementation of the new integrated mortgage disclosures that go into effect on Oct. 3, regulators said in letters sent to industry groups on Thursday. News

By |2015-10-06T22:13:19-05:00October 6th, 2015|News|Comments Off on Lenders Must Make ‘Good Faith’ Effort on Mortgage Disclosures: Regulators

Fed’s Bullard Suggests More Reg Relief for Small Banks

Community bankers merit more regulatory relief, particularly those that hold mortgage originations. That was a key message from James Bullard, St. Louis Fed President, during a community banking conference in St. Louis hosted by the Federal Reserve Board and the Conference of State Bank Supervisors. News

By |2015-10-03T09:13:55-05:00October 3rd, 2015|News|Comments Off on Fed’s Bullard Suggests More Reg Relief for Small Banks

Partisan Frustration Threatens Reg Relief

The window for moving financial services regulatory relief through Congress is rapidly closing, but there appears to be little hope that the partisan tensions that have stalled the process will ease in time. News

By |2015-09-22T18:12:30-05:00September 22nd, 2015|News|Comments Off on Partisan Frustration Threatens Reg Relief

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Farmers Branch (Principal Office)

2704 Valley View Lane
Dallas TX 75234

Phone: (214) 556-2300

Fax: (214) 556-2299

Web: Consumer Credit Attorney