Credit Utilization

How Credit Utilization Works Credit Utilization is a ratio of your credit card balance to credit card limit. The higher the credit utilization, the lower your credit score will be. Even though you may be paying on time, every time, it can be alarming to a creditor that you are using too much of [...]

By |2023-12-01T12:53:38-06:00December 1st, 2016|cra|Comments Off on Credit Utilization


Equifax is a consumer reporting agency (CRA) or a credit bureau. They collect information and provide a report on consumer that can be used to decide whether to provide credit, insurance, or employment, and for other purposes. Equifax What they collect Information about your payment history (submitted by credit card companies, mortgage lenders, auto financers [...]

By |2017-05-20T11:45:40-05:00April 27th, 2014|cra|Comments Off on Equifax

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Farmers Branch (Principal Office)

2704 Valley View Lane
Dallas TX 75234

Phone: (214) 556-2300

Fax: (214) 556-2299

Web: Consumer Credit Attorney

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